Eventually, I have an idea to dedicate this special topics to somebody else who very important in my life. However, this topic has been mention to those not only one person, I should be generally and briefly to the public. There are s number of ways to use effectively to save especially money and time. Major people are always stressed they are not enough time and do not have extra cash money to buy their wants and needs.
Indeed, I am learning. At my age now, could be certainly late instead of back to 10 years from now. I did not regret last time what I had done but realized that most important it is right now and future, not looking backward again. Here are some effective ways to save your time & money;
First, when you get your monthly salary, do remind yourself SAVE 10% from your gross salary instead of nett salary because of deduction from Employee Provident Fund(EPF). Not even try to save your 10% money after expenses. It's usually not going to work it at all.
Second, you should always write a list before you spend. It very useful than you got no lists. Do not know which should spend and shouldn't. This is to reduce unnecessarily stuffs during spending. It is also build gorgeous behavior before end up to work for debts.
Further, you may utilize your daily workbook,personal schedule allocation. To ensure you should allocate your time, to make your schedules early 15 mins before you have appointment. Always plan before the appointment day. Nevertheless, you can certainly work out your own ways if you need to share with us.
Last but not least, I have a number of ways to share with you but not now. Nowadays, saving should be starts anytime before you realized later. You maybe can wirte a message to put on the wall and keep reminding yourself everyday.
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